▼ 0.50% · 3.625%
HK$17,996
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,556
−HK$569/mo
Today · 4.125%
HK$19,125
baseline
▲ 0.50% · 4.625%
HK$20,288
+HK$1,163/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,250/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,021
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,557
−HK$545/mo
Today · 4.125%
HK$21,102
baseline
▲ 0.50% · 4.625%
HK$22,214
+HK$1,112/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,204/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,796
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,412
−HK$625/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,613
−HK$599/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,595
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,267
−HK$683/mo
Today · 4.125%
HK$22,950
baseline
▲ 0.50% · 4.625%
HK$24,346
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,900/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,025
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,669
−HK$654/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,657
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,395
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,123
−HK$739/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$708/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$28,879
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,195
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$797/mo
Today · 4.125%
HK$26,775
baseline
▲ 0.50% · 4.625%
HK$28,404
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,550/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,029
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$763/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,100
+HK$1,557/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,994
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,834
−HK$853/mo
Today · 4.125%
HK$28,687
baseline
▲ 0.50% · 4.625%
HK$30,433
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,374/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,031
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$817/mo
Today · 4.125%
HK$31,653
baseline
▲ 0.50% · 4.625%
HK$33,322
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,306/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,794
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,689
−HK$910/mo
Today · 4.125%
HK$30,599
baseline
▲ 0.50% · 4.625%
HK$32,461
+HK$1,862/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,198/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,033
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,892
−HK$871/mo
Today · 4.125%
HK$33,763
baseline
▲ 0.50% · 4.625%
HK$35,543
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,526/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,593
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,545
−HK$967/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,978/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$926/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$1,891/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,393
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,401
−HK$1,023/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,519
+HK$2,095/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,037
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,003
−HK$981/mo
Today · 4.125%
HK$37,984
baseline
▲ 0.50% · 4.625%
HK$39,986
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,968/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,765 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).