▼ 0.50% · 3.625%
HK$21,394
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,060
−HK$676/mo
Today · 4.125%
HK$22,736
baseline
▲ 0.50% · 4.625%
HK$24,119
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,472/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,801
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,439
−HK$648/mo
Today · 4.125%
HK$25,087
baseline
▲ 0.50% · 4.625%
HK$26,409
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,174/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,534
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,266
−HK$744/mo
Today · 4.125%
HK$25,010
baseline
▲ 0.50% · 4.625%
HK$26,531
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,020/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,883
−HK$713/mo
Today · 4.125%
HK$27,596
baseline
▲ 0.50% · 4.625%
HK$29,050
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,192/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,673
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,472
−HK$811/mo
Today · 4.125%
HK$27,283
baseline
▲ 0.50% · 4.625%
HK$28,943
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,566/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,561
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,327
−HK$777/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,691
+HK$1,587/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$879/mo
Today · 4.125%
HK$29,557
baseline
▲ 0.50% · 4.625%
HK$31,355
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,114/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$842/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,332
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,952
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,884
−HK$946/mo
Today · 4.125%
HK$31,830
baseline
▲ 0.50% · 4.625%
HK$33,767
+HK$1,937/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,660/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,321
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,215
−HK$907/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$36,973
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,091
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$1,014/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$2,075/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,701
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,659
−HK$971/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$1,984/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,231
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$1,081/mo
Today · 4.125%
HK$36,377
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$2,214/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,754/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,082
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,103
−HK$1,036/mo
Today · 4.125%
HK$40,139
baseline
▲ 0.50% · 4.625%
HK$42,255
+HK$2,116/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,278/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,502
−HK$1,149/mo
Today · 4.125%
HK$38,651
baseline
▲ 0.50% · 4.625%
HK$41,003
+HK$2,352/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,302/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,462
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,547
−HK$1,101/mo
Today · 4.125%
HK$42,648
baseline
▲ 0.50% · 4.625%
HK$44,896
+HK$2,248/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,296/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,510
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,708
−HK$1,217/mo
Today · 4.125%
HK$40,925
baseline
▲ 0.50% · 4.625%
HK$43,415
+HK$2,490/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,850/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,842
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,991
−HK$1,165/mo
Today · 4.125%
HK$45,156
baseline
▲ 0.50% · 4.625%
HK$47,537
+HK$2,381/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,312/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,242 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).