▼ 0.50% · 3.625%
HK$22,079
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$698/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$668/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$767/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,381
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$735/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,495
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$838/mo
Today · 4.125%
HK$28,157
baseline
▲ 0.50% · 4.625%
HK$29,870
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,314/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,476
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$802/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,706
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,703
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,596
−HK$907/mo
Today · 4.125%
HK$30,503
baseline
▲ 0.50% · 4.625%
HK$32,359
+HK$1,856/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$61,006/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,932
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$869/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,873
−HK$976/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,848
+HK$1,999/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,388
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$935/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,157
+HK$1,911/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,119
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$1,047/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,337
+HK$2,141/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,002/mo
Today · 4.125%
HK$38,835
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,047/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,670/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,327
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,426
−HK$1,116/mo
Today · 4.125%
HK$37,542
baseline
▲ 0.50% · 4.625%
HK$39,827
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,084/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,301
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,355
−HK$1,069/mo
Today · 4.125%
HK$41,424
baseline
▲ 0.50% · 4.625%
HK$43,608
+HK$2,184/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,848/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,535
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,702
−HK$1,187/mo
Today · 4.125%
HK$39,889
baseline
▲ 0.50% · 4.625%
HK$42,316
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,778/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,757
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,877
−HK$1,136/mo
Today · 4.125%
HK$44,013
baseline
▲ 0.50% · 4.625%
HK$46,333
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,026/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,743
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,256/mo
Today · 4.125%
HK$42,235
baseline
▲ 0.50% · 4.625%
HK$44,805
+HK$2,570/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,470/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,214
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,399
−HK$1,203/mo
Today · 4.125%
HK$46,602
baseline
▲ 0.50% · 4.625%
HK$49,059
+HK$2,457/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,204/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,284 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).