▼ 0.50% · 3.625%
HK$18,372
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,943
−HK$581/mo
Today · 4.125%
HK$19,524
baseline
▲ 0.50% · 4.625%
HK$20,712
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,048/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,439
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,987
−HK$556/mo
Today · 4.125%
HK$21,543
baseline
▲ 0.50% · 4.625%
HK$22,678
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,086/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,209
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,838
−HK$638/mo
Today · 4.125%
HK$21,476
baseline
▲ 0.50% · 4.625%
HK$22,783
+HK$1,307/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,952/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,085
−HK$612/mo
Today · 4.125%
HK$23,697
baseline
▲ 0.50% · 4.625%
HK$24,946
+HK$1,249/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,394/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,046
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$697/mo
Today · 4.125%
HK$23,429
baseline
▲ 0.50% · 4.625%
HK$24,854
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,858/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$667/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,214
+HK$1,363/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,626
−HK$755/mo
Today · 4.125%
HK$25,381
baseline
▲ 0.50% · 4.625%
HK$26,926
+HK$1,545/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,762/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,570
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$723/mo
Today · 4.125%
HK$28,006
baseline
▲ 0.50% · 4.625%
HK$29,482
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,012/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$813/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,614
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$779/mo
Today · 4.125%
HK$30,160
baseline
▲ 0.50% · 4.625%
HK$31,750
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,320/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,558
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,415
−HK$871/mo
Today · 4.125%
HK$29,286
baseline
▲ 0.50% · 4.625%
HK$31,068
+HK$1,782/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,572/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,658
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,480
−HK$834/mo
Today · 4.125%
HK$32,314
baseline
▲ 0.50% · 4.625%
HK$34,018
+HK$1,704/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,628/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,395
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$929/mo
Today · 4.125%
HK$31,238
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,476/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,702
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$890/mo
Today · 4.125%
HK$34,469
baseline
▲ 0.50% · 4.625%
HK$36,285
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$68,938/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,232
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$987/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$35,210
+HK$2,019/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,746
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$946/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$1,930/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,069
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$1,045/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$37,282
+HK$2,139/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,789
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,001/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,044/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).