▼ 0.50% · 3.625%
HK$16,375
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,885
−HK$517/mo
Today · 4.125%
HK$17,402
baseline
▲ 0.50% · 4.625%
HK$18,461
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,804/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,217
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$496/mo
Today · 4.125%
HK$19,202
baseline
▲ 0.50% · 4.625%
HK$20,214
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,404/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,013
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,573
−HK$569/mo
Today · 4.125%
HK$19,142
baseline
▲ 0.50% · 4.625%
HK$20,307
+HK$1,165/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,284/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,039
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,577
−HK$545/mo
Today · 4.125%
HK$21,122
baseline
▲ 0.50% · 4.625%
HK$22,235
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,244/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,650
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,262
−HK$621/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$22,153
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,447
−HK$595/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,256
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,288
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,950
−HK$673/mo
Today · 4.125%
HK$22,623
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,246/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,683
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,318
−HK$644/mo
Today · 4.125%
HK$24,962
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,924/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$724/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,188
−HK$694/mo
Today · 4.125%
HK$26,882
baseline
▲ 0.50% · 4.625%
HK$28,299
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,764/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,327
−HK$776/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,589/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$743/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,200
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,015
−HK$828/mo
Today · 4.125%
HK$27,843
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,686/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,930
−HK$793/mo
Today · 4.125%
HK$30,723
baseline
▲ 0.50% · 4.625%
HK$32,342
+HK$1,619/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,446/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,838
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$880/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,384
+HK$1,800/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,970
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,800
−HK$843/mo
Today · 4.125%
HK$32,643
baseline
▲ 0.50% · 4.625%
HK$34,363
+HK$1,720/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,286/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,476
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$932/mo
Today · 4.125%
HK$31,324
baseline
▲ 0.50% · 4.625%
HK$33,230
+HK$1,906/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,648/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$892/mo
Today · 4.125%
HK$34,563
baseline
▲ 0.50% · 4.625%
HK$36,385
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,126/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,441 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).