▼ 0.50% · 3.625%
HK$17,776
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,329
−HK$561/mo
Today · 4.125%
HK$18,890
baseline
▲ 0.50% · 4.625%
HK$20,040
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,775
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,306
−HK$538/mo
Today · 4.125%
HK$20,844
baseline
▲ 0.50% · 4.625%
HK$21,942
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,688/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,553
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,162
−HK$618/mo
Today · 4.125%
HK$20,780
baseline
▲ 0.50% · 4.625%
HK$22,044
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,560/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,753
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,336
−HK$592/mo
Today · 4.125%
HK$22,928
baseline
▲ 0.50% · 4.625%
HK$24,137
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,856/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,331
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,994
−HK$675/mo
Today · 4.125%
HK$22,669
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,338/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,730
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,367
−HK$646/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,109
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,827
−HK$731/mo
Today · 4.125%
HK$24,558
baseline
▲ 0.50% · 4.625%
HK$26,052
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,116/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,708
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,397
−HK$700/mo
Today · 4.125%
HK$27,097
baseline
▲ 0.50% · 4.625%
HK$28,525
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,194/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,886
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,660
−HK$787/mo
Today · 4.125%
HK$26,447
baseline
▲ 0.50% · 4.625%
HK$28,056
+HK$1,609/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,894/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,686
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,428
−HK$753/mo
Today · 4.125%
HK$29,181
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,362/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,664
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,493
−HK$843/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,663
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,459
−HK$807/mo
Today · 4.125%
HK$31,266
baseline
▲ 0.50% · 4.625%
HK$32,914
+HK$1,648/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,532/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,326
−HK$899/mo
Today · 4.125%
HK$30,225
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,839/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,450/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,489
−HK$861/mo
Today · 4.125%
HK$33,350
baseline
▲ 0.50% · 4.625%
HK$35,108
+HK$1,758/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,700/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$955/mo
Today · 4.125%
HK$32,114
baseline
▲ 0.50% · 4.625%
HK$34,068
+HK$1,954/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,228/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,618
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,520
−HK$914/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,302
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,996
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$1,011/mo
Today · 4.125%
HK$34,003
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$2,069/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,006/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,596
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,550
−HK$969/mo
Today · 4.125%
HK$37,519
baseline
▲ 0.50% · 4.625%
HK$39,496
+HK$1,977/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,038/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).