▼ 0.50% · 3.625%
HK$15,527
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,010
−HK$490/mo
Today · 4.125%
HK$16,500
baseline
▲ 0.50% · 4.625%
HK$17,504
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$33,000/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,273
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,737
−HK$470/mo
Today · 4.125%
HK$18,207
baseline
▲ 0.50% · 4.625%
HK$19,166
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,414/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,079
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,611
−HK$539/mo
Today · 4.125%
HK$18,150
baseline
▲ 0.50% · 4.625%
HK$19,255
+HK$1,105/mo
Deposit HK$3.06M · loan HK$3.75M · min. income ≈ HK$36,300/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,001
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,510
−HK$517/mo
Today · 4.125%
HK$20,027
baseline
▲ 0.50% · 4.625%
HK$21,083
+HK$1,056/mo
Deposit HK$3.06M · loan HK$3.75M · min. income ≈ HK$40,054/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,632
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,212
−HK$589/mo
Today · 4.125%
HK$19,801
baseline
▲ 0.50% · 4.625%
HK$21,005
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$39,602/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,728
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,284
−HK$564/mo
Today · 4.125%
HK$21,848
baseline
▲ 0.50% · 4.625%
HK$23,000
+HK$1,152/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$43,696/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,185
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$638/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,756
+HK$1,305/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,455
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,058
−HK$611/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,414
−HK$687/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,183
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,831
−HK$658/mo
Today · 4.125%
HK$25,489
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,978/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,015
−HK$736/mo
Today · 4.125%
HK$24,751
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,506/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,502/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,605
−HK$705/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,749
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$785/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,637
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$752/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,535/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,217
−HK$834/mo
Today · 4.125%
HK$28,051
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,707/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,102/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,152
−HK$799/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,632/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$883/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,807/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$846/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,277 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).