▼ 0.50% · 3.625%
HK$15,602
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,087
−HK$493/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,589
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,357
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,823
−HK$472/mo
Today · 4.125%
HK$18,295
baseline
▲ 0.50% · 4.625%
HK$19,259
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,590/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,162
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,696
−HK$542/mo
Today · 4.125%
HK$18,238
baseline
▲ 0.50% · 4.625%
HK$19,348
+HK$1,110/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,476/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,093
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,605
−HK$519/mo
Today · 4.125%
HK$20,124
baseline
▲ 0.50% · 4.625%
HK$21,185
+HK$1,061/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,248/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,722
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,305
−HK$591/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$21,107
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,387
−HK$567/mo
Today · 4.125%
HK$21,954
baseline
▲ 0.50% · 4.625%
HK$23,111
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,908/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$641/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,866
+HK$1,312/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,169
−HK$614/mo
Today · 4.125%
HK$23,783
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,254/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$47,566/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,843
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,522
−HK$691/mo
Today · 4.125%
HK$23,213
baseline
▲ 0.50% · 4.625%
HK$24,625
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,426/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,300
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,952
−HK$661/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$740/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,513/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$708/mo
Today · 4.125%
HK$27,442
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,447/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,884/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,963
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$789/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$28,143
+HK$1,614/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,516
−HK$756/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,543/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,523
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$839/mo
Today · 4.125%
HK$28,187
baseline
▲ 0.50% · 4.625%
HK$29,902
+HK$1,715/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,374/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,298
−HK$803/mo
Today · 4.125%
HK$31,101
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,640/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,202/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,957
−HK$888/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,661
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,243
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$850/mo
Today · 4.125%
HK$32,931
baseline
▲ 0.50% · 4.625%
HK$34,666
+HK$1,735/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,862/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).