▼ 0.50% · 3.625%
HK$15,480
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,962
−HK$489/mo
Today · 4.125%
HK$16,451
baseline
▲ 0.50% · 4.625%
HK$17,452
+HK$1,001/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,902/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,222
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,683
−HK$469/mo
Today · 4.125%
HK$18,152
baseline
▲ 0.50% · 4.625%
HK$19,109
+HK$957/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,304/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,028
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,558
−HK$538/mo
Today · 4.125%
HK$18,096
baseline
▲ 0.50% · 4.625%
HK$19,197
+HK$1,101/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,192/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,944
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,452
−HK$515/mo
Today · 4.125%
HK$19,967
baseline
▲ 0.50% · 4.625%
HK$21,020
+HK$1,053/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,934/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,576
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,154
−HK$587/mo
Today · 4.125%
HK$19,741
baseline
▲ 0.50% · 4.625%
HK$20,942
+HK$1,201/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$39,482/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,666
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,220
−HK$562/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,124
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,750
−HK$636/mo
Today · 4.125%
HK$21,386
baseline
▲ 0.50% · 4.625%
HK$22,687
+HK$1,301/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$42,772/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,388
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$610/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$24,841
+HK$1,243/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,672
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,346
−HK$685/mo
Today · 4.125%
HK$23,031
baseline
▲ 0.50% · 4.625%
HK$24,433
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,062/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,757
−HK$656/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,752
+HK$1,339/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,220
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$733/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,502/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,832
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$703/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,663
+HK$1,435/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,768
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,539
−HK$782/mo
Today · 4.125%
HK$26,321
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,602/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,642/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,554
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,293
−HK$750/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,531/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,316
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$832/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,668
+HK$1,701/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$796/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,864
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,731
−HK$881/mo
Today · 4.125%
HK$29,612
baseline
▲ 0.50% · 4.625%
HK$31,413
+HK$1,801/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,224/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,999
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,830
−HK$844/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,396
+HK$1,722/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,664 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).