▼ 0.50% · 3.625%
HK$12,554
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,944
−HK$397/mo
Today · 4.125%
HK$13,341
baseline
▲ 0.50% · 4.625%
HK$14,153
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,682/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,966
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,340
−HK$380/mo
Today · 4.125%
HK$14,720
baseline
▲ 0.50% · 4.625%
HK$15,496
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,440/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,809
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,239
−HK$436/mo
Today · 4.125%
HK$14,675
baseline
▲ 0.50% · 4.625%
HK$15,568
+HK$893/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,350/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,362
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,774
−HK$418/mo
Today · 4.125%
HK$16,192
baseline
▲ 0.50% · 4.625%
HK$17,046
+HK$854/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,384/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,064
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,533
−HK$476/mo
Today · 4.125%
HK$16,009
baseline
▲ 0.50% · 4.625%
HK$16,983
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,018/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,759
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,208
−HK$456/mo
Today · 4.125%
HK$17,664
baseline
▲ 0.50% · 4.625%
HK$18,596
+HK$932/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,328/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,320
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,827
−HK$516/mo
Today · 4.125%
HK$17,343
baseline
▲ 0.50% · 4.625%
HK$18,398
+HK$1,055/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,686/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,156
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,643
−HK$493/mo
Today · 4.125%
HK$19,136
baseline
▲ 0.50% · 4.625%
HK$20,145
+HK$1,009/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,272/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,575
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,122
−HK$555/mo
Today · 4.125%
HK$18,677
baseline
▲ 0.50% · 4.625%
HK$19,814
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,354/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,552
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,077
−HK$532/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$595/mo
Today · 4.125%
HK$20,011
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,218/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$40,022/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$570/mo
Today · 4.125%
HK$22,081
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,163/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,162/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,086
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,711
−HK$634/mo
Today · 4.125%
HK$21,345
baseline
▲ 0.50% · 4.625%
HK$22,644
+HK$1,299/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$42,690/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,345
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,945
−HK$608/mo
Today · 4.125%
HK$23,553
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,241/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$47,106/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,341
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,005
−HK$675/mo
Today · 4.125%
HK$22,680
baseline
▲ 0.50% · 4.625%
HK$24,060
+HK$1,380/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$45,360/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,742
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,379
−HK$646/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,344
+HK$1,319/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$714/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,461/mo
Deposit HK$551K · loan HK$4.95M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$684/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,396/mo
Deposit HK$551K · loan HK$4.95M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,872 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).