▼ 0.50% · 3.625%
HK$15,687
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,175
−HK$495/mo
Today · 4.125%
HK$16,670
baseline
▲ 0.50% · 4.625%
HK$17,685
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,340/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,451
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,919
−HK$475/mo
Today · 4.125%
HK$18,394
baseline
▲ 0.50% · 4.625%
HK$19,364
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,788/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,255
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,792
−HK$545/mo
Today · 4.125%
HK$18,337
baseline
▲ 0.50% · 4.625%
HK$19,453
+HK$1,116/mo
Deposit HK$3.10M · loan HK$3.78M · min. income ≈ HK$36,674/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,196
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,711
−HK$523/mo
Today · 4.125%
HK$20,234
baseline
▲ 0.50% · 4.625%
HK$21,300
+HK$1,066/mo
Deposit HK$3.10M · loan HK$3.78M · min. income ≈ HK$40,468/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,824
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$594/mo
Today · 4.125%
HK$20,004
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,218/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,008/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,942
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$570/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,236
+HK$1,163/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,393
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,027
−HK$645/mo
Today · 4.125%
HK$21,672
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,318/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$43,344/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,687
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,295
−HK$617/mo
Today · 4.125%
HK$23,912
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,261/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,961
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,645
−HK$694/mo
Today · 4.125%
HK$23,339
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,420/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$46,678/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$665/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,357/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,530
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,262
−HK$744/mo
Today · 4.125%
HK$25,006
baseline
▲ 0.50% · 4.625%
HK$26,527
+HK$1,521/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$50,012/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,177
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,879
−HK$712/mo
Today · 4.125%
HK$27,591
baseline
▲ 0.50% · 4.625%
HK$29,046
+HK$1,455/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,182/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,099
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,879
−HK$794/mo
Today · 4.125%
HK$26,673
baseline
▲ 0.50% · 4.625%
HK$28,296
+HK$1,623/mo
Deposit HK$1.38M · loan HK$5.50M · min. income ≈ HK$53,346/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,922
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,671
−HK$760/mo
Today · 4.125%
HK$29,431
baseline
▲ 0.50% · 4.625%
HK$30,982
+HK$1,551/mo
Deposit HK$1.38M · loan HK$5.50M · min. income ≈ HK$58,862/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,667
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,497
−HK$843/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,724/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,463
−HK$807/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,648/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,236
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,114
−HK$893/mo
Today · 4.125%
HK$30,007
baseline
▲ 0.50% · 4.625%
HK$31,833
+HK$1,826/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,014/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,412
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,255
−HK$854/mo
Today · 4.125%
HK$33,109
baseline
▲ 0.50% · 4.625%
HK$34,855
+HK$1,746/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,218/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).