▼ 0.50% · 3.625%
HK$20,654
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$652/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,285
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$625/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$718/mo
Today · 4.125%
HK$24,144
baseline
▲ 0.50% · 4.625%
HK$25,613
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,288/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,275
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$688/mo
Today · 4.125%
HK$26,641
baseline
▲ 0.50% · 4.625%
HK$28,045
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,282/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,785
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$783/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$750/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,850
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$848/mo
Today · 4.125%
HK$28,534
baseline
▲ 0.50% · 4.625%
HK$30,270
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,068/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$813/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,815
−HK$914/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,599
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$876/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$1,787/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,981
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,945
−HK$979/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,927
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,466
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$937/mo
Today · 4.125%
HK$36,328
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,656/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,047
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,075
−HK$1,044/mo
Today · 4.125%
HK$35,119
baseline
▲ 0.50% · 4.625%
HK$37,256
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,238/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,764
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,750
−HK$1,000/mo
Today · 4.125%
HK$38,750
baseline
▲ 0.50% · 4.625%
HK$40,793
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,500/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,112
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$1,110/mo
Today · 4.125%
HK$37,314
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,628/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,062
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,063/mo
Today · 4.125%
HK$41,172
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,344/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,177
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,334
−HK$1,175/mo
Today · 4.125%
HK$39,509
baseline
▲ 0.50% · 4.625%
HK$41,913
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,018/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,360
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,469
−HK$1,125/mo
Today · 4.125%
HK$43,594
baseline
▲ 0.50% · 4.625%
HK$45,892
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,188/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).