▼ 0.50% · 3.625%
HK$20,702
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$654/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$627/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,772
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$719/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,473/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,013
−HK$690/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,407/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,615
−HK$785/mo
Today · 4.125%
HK$26,400
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,800/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,637
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,378
−HK$752/mo
Today · 4.125%
HK$29,130
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,260/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,913
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,750
−HK$850/mo
Today · 4.125%
HK$28,600
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,200/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,940
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,743
−HK$815/mo
Today · 4.125%
HK$31,558
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,116/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$916/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,674
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,243
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,108
−HK$877/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$981/mo
Today · 4.125%
HK$33,000
baseline
▲ 0.50% · 4.625%
HK$35,008
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,000/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$940/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,154
−HK$1,046/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,002/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,288
−HK$1,112/mo
Today · 4.125%
HK$37,400
baseline
▲ 0.50% · 4.625%
HK$39,676
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,800/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,152
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,202
−HK$1,066/mo
Today · 4.125%
HK$41,268
baseline
▲ 0.50% · 4.625%
HK$43,443
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,536/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,177/mo
Today · 4.125%
HK$39,600
baseline
▲ 0.50% · 4.625%
HK$42,010
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,200/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,455
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,567
−HK$1,128/mo
Today · 4.125%
HK$43,695
baseline
▲ 0.50% · 4.625%
HK$45,998
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,390/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).