▼ 0.50% · 3.625%
HK$13,865
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,297
−HK$438/mo
Today · 4.125%
HK$14,735
baseline
▲ 0.50% · 4.625%
HK$15,631
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,470/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,425
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,839
−HK$419/mo
Today · 4.125%
HK$16,258
baseline
▲ 0.50% · 4.625%
HK$17,115
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,516/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,252
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,726
−HK$482/mo
Today · 4.125%
HK$16,208
baseline
▲ 0.50% · 4.625%
HK$17,194
+HK$986/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$32,416/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,967
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,422
−HK$462/mo
Today · 4.125%
HK$17,884
baseline
▲ 0.50% · 4.625%
HK$18,827
+HK$943/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$35,768/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,638
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,156
−HK$526/mo
Today · 4.125%
HK$17,682
baseline
▲ 0.50% · 4.625%
HK$18,758
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,364/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,510
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,006
−HK$504/mo
Today · 4.125%
HK$19,510
baseline
▲ 0.50% · 4.625%
HK$20,538
+HK$1,028/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,020/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,025
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,585
−HK$570/mo
Today · 4.125%
HK$19,155
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,166/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,310/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,052
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$546/mo
Today · 4.125%
HK$21,136
baseline
▲ 0.50% · 4.625%
HK$22,250
+HK$1,114/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,272/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,411
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,015
−HK$614/mo
Today · 4.125%
HK$20,629
baseline
▲ 0.50% · 4.625%
HK$21,884
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,258/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,595
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,174
−HK$588/mo
Today · 4.125%
HK$22,762
baseline
▲ 0.50% · 4.625%
HK$23,961
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,524/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,798
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,445
−HK$657/mo
Today · 4.125%
HK$22,102
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,345/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$44,204/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$629/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,286/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,874
−HK$702/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$25,010
+HK$1,434/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,680
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$671/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,371/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$745/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,524/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,222
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$713/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,457/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,957
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,734
−HK$788/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,614/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,765
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$755/mo
Today · 4.125%
HK$29,265
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,543/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,530/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,057 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).