▼ 0.50% · 3.625%
HK$15,342
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,819
−HK$485/mo
Today · 4.125%
HK$16,304
baseline
▲ 0.50% · 4.625%
HK$17,296
+HK$992/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,608/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,067
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,525
−HK$464/mo
Today · 4.125%
HK$17,989
baseline
▲ 0.50% · 4.625%
HK$18,938
+HK$949/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,978/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,876
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,401
−HK$533/mo
Today · 4.125%
HK$17,934
baseline
▲ 0.50% · 4.625%
HK$19,025
+HK$1,091/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,868/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,774
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,278
−HK$510/mo
Today · 4.125%
HK$19,788
baseline
▲ 0.50% · 4.625%
HK$20,832
+HK$1,044/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,576/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,410
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,983
−HK$581/mo
Today · 4.125%
HK$19,564
baseline
▲ 0.50% · 4.625%
HK$20,755
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,128/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,481
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,030
−HK$557/mo
Today · 4.125%
HK$21,587
baseline
▲ 0.50% · 4.625%
HK$22,725
+HK$1,138/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,174/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,944
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$631/mo
Today · 4.125%
HK$21,195
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,289/mo
Deposit HK$2.35M · loan HK$4.37M · min. income ≈ HK$42,390/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,188
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$603/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,619
+HK$1,233/mo
Deposit HK$2.35M · loan HK$4.37M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,478
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$679/mo
Today · 4.125%
HK$22,825
baseline
▲ 0.50% · 4.625%
HK$24,214
+HK$1,389/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,650/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$650/mo
Today · 4.125%
HK$25,185
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,328/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,370/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$728/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,488/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$696/mo
Today · 4.125%
HK$26,984
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,423/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$53,968/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,310
−HK$776/mo
Today · 4.125%
HK$26,086
baseline
▲ 0.50% · 4.625%
HK$27,673
+HK$1,587/mo
Deposit HK$1.35M · loan HK$5.38M · min. income ≈ HK$52,172/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,308
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$743/mo
Today · 4.125%
HK$28,783
baseline
▲ 0.50% · 4.625%
HK$30,300
+HK$1,517/mo
Deposit HK$1.35M · loan HK$5.38M · min. income ≈ HK$57,566/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$824/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,403
+HK$1,687/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,015
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$789/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,612/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$873/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$31,132
+HK$1,785/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,694/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,721
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,545
−HK$836/mo
Today · 4.125%
HK$32,381
baseline
▲ 0.50% · 4.625%
HK$34,088
+HK$1,707/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,762/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).