▼ 0.50% · 3.625%
HK$21,109
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$667/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,797
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,483
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$639/mo
Today · 4.125%
HK$24,752
baseline
▲ 0.50% · 4.625%
HK$26,057
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,504/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,942
−HK$734/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$26,177
+HK$1,501/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,524
−HK$703/mo
Today · 4.125%
HK$27,227
baseline
▲ 0.50% · 4.625%
HK$28,662
+HK$1,435/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,454/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,330
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,118
−HK$801/mo
Today · 4.125%
HK$26,919
baseline
▲ 0.50% · 4.625%
HK$28,557
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,838/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,180
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$766/mo
Today · 4.125%
HK$29,702
baseline
▲ 0.50% · 4.625%
HK$31,268
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,404/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$867/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,528
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,347
−HK$830/mo
Today · 4.125%
HK$32,177
baseline
▲ 0.50% · 4.625%
HK$33,874
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,354/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$934/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,316
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,758
−HK$895/mo
Today · 4.125%
HK$34,653
baseline
▲ 0.50% · 4.625%
HK$36,479
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,306/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,648
−HK$1,000/mo
Today · 4.125%
HK$33,648
baseline
▲ 0.50% · 4.625%
HK$35,696
+HK$2,048/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,296/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,225
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$959/mo
Today · 4.125%
HK$37,128
baseline
▲ 0.50% · 4.625%
HK$39,085
+HK$1,957/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,256/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$1,068/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,573
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,581
−HK$1,022/mo
Today · 4.125%
HK$39,603
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,206/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,885
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,001
−HK$1,134/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,086/mo
Today · 4.125%
HK$42,078
baseline
▲ 0.50% · 4.625%
HK$44,296
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,156/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,177
−HK$1,201/mo
Today · 4.125%
HK$40,378
baseline
▲ 0.50% · 4.625%
HK$42,835
+HK$2,457/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,756/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,270
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,403
−HK$1,150/mo
Today · 4.125%
HK$44,553
baseline
▲ 0.50% · 4.625%
HK$46,902
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,106/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).