▼ 0.50% · 3.625%
HK$20,585
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,225
−HK$651/mo
Today · 4.125%
HK$21,876
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,752/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,901
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,515
−HK$623/mo
Today · 4.125%
HK$24,138
baseline
▲ 0.50% · 4.625%
HK$25,410
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,276/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,643
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,348
−HK$715/mo
Today · 4.125%
HK$24,063
baseline
▲ 0.50% · 4.625%
HK$25,528
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,126/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,191
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$686/mo
Today · 4.125%
HK$26,552
baseline
▲ 0.50% · 4.625%
HK$27,951
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,104/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$781/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,481
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$747/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,492
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,760
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,593
−HK$845/mo
Today · 4.125%
HK$28,438
baseline
▲ 0.50% · 4.625%
HK$30,169
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,876/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,771
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,569
−HK$810/mo
Today · 4.125%
HK$31,379
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,758/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,819
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$911/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,490
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$872/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,877
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,810
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$935/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,936
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,960
−HK$1,041/mo
Today · 4.125%
HK$35,001
baseline
▲ 0.50% · 4.625%
HK$37,131
+HK$2,130/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,002/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,641
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,623
−HK$997/mo
Today · 4.125%
HK$38,620
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,240/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$1,106/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,975
−HK$1,059/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,197
+HK$2,163/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,053
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,171/mo
Today · 4.125%
HK$39,376
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,396/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$78,752/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,221
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,326
−HK$1,122/mo
Today · 4.125%
HK$43,448
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,290/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$86,896/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).