▼ 0.50% · 3.625%
HK$21,140
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,797
−HK$669/mo
Today · 4.125%
HK$22,466
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,367/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,932/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,518
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$640/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,095
+HK$1,306/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,254
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,977
−HK$735/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,216
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,870
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,564
−HK$703/mo
Today · 4.125%
HK$27,267
baseline
▲ 0.50% · 4.625%
HK$28,705
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,534/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,157
−HK$802/mo
Today · 4.125%
HK$26,959
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,918/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,222
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$768/mo
Today · 4.125%
HK$29,746
baseline
▲ 0.50% · 4.625%
HK$31,314
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,492/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,482
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$868/mo
Today · 4.125%
HK$29,205
baseline
▲ 0.50% · 4.625%
HK$30,982
+HK$1,777/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$58,410/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,573
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,393
−HK$832/mo
Today · 4.125%
HK$32,225
baseline
▲ 0.50% · 4.625%
HK$33,924
+HK$1,699/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$64,450/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$936/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$896/mo
Today · 4.125%
HK$34,704
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,408/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,710
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$1,002/mo
Today · 4.125%
HK$33,698
baseline
▲ 0.50% · 4.625%
HK$35,749
+HK$2,051/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,396/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,277
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$960/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,824
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,876
−HK$1,069/mo
Today · 4.125%
HK$35,945
baseline
▲ 0.50% · 4.625%
HK$38,132
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,890/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,629
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,638
−HK$1,024/mo
Today · 4.125%
HK$39,662
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,324/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,938
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,056
−HK$1,135/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,053
−HK$1,088/mo
Today · 4.125%
HK$42,141
baseline
▲ 0.50% · 4.625%
HK$44,362
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,282/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,052
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,235
−HK$1,203/mo
Today · 4.125%
HK$40,438
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,461/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,876/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,332
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,468
−HK$1,151/mo
Today · 4.125%
HK$44,619
baseline
▲ 0.50% · 4.625%
HK$46,971
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,238/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,085 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).