▼ 0.50% · 3.625%
HK$21,805
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,483
−HK$689/mo
Today · 4.125%
HK$23,172
baseline
▲ 0.50% · 4.625%
HK$24,582
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,344/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,908
−HK$660/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$26,916
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,731
−HK$758/mo
Today · 4.125%
HK$25,489
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,978/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,683
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$726/mo
Today · 4.125%
HK$28,125
baseline
▲ 0.50% · 4.625%
HK$29,607
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,250/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,165
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,979
−HK$827/mo
Today · 4.125%
HK$27,806
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,612/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,109
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$791/mo
Today · 4.125%
HK$30,681
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,618/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,362/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,228
−HK$895/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,535
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$858/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,526
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,476
−HK$965/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,871
−HK$924/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,682
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,707
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,034/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$990/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$1,103/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$2,256/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,812
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,056/mo
Today · 4.125%
HK$40,909
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,818/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,171/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,397/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,237
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,122/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$45,757
+HK$2,292/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,248
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,469
−HK$1,240/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$44,247
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,663
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,188/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,448
+HK$2,426/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,233 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).