▼ 0.50% · 3.625%
HK$20,264
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,895
−HK$640/mo
Today · 4.125%
HK$21,535
baseline
▲ 0.50% · 4.625%
HK$22,845
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,070/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,544
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,148
−HK$614/mo
Today · 4.125%
HK$23,762
baseline
▲ 0.50% · 4.625%
HK$25,014
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,524/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,291
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,984
−HK$704/mo
Today · 4.125%
HK$23,688
baseline
▲ 0.50% · 4.625%
HK$25,130
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,376/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,798
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,463
−HK$675/mo
Today · 4.125%
HK$26,138
baseline
▲ 0.50% · 4.625%
HK$27,516
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,276/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,317
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,073
−HK$769/mo
Today · 4.125%
HK$25,842
baseline
▲ 0.50% · 4.625%
HK$27,414
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,684/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,778
−HK$736/mo
Today · 4.125%
HK$28,514
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,028/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,344
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,163
−HK$832/mo
Today · 4.125%
HK$27,995
baseline
▲ 0.50% · 4.625%
HK$29,699
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,990/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,307
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,093
−HK$797/mo
Today · 4.125%
HK$30,890
baseline
▲ 0.50% · 4.625%
HK$32,519
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,780/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,370
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,252
−HK$897/mo
Today · 4.125%
HK$30,149
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,298/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,561
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$858/mo
Today · 4.125%
HK$33,266
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$960/mo
Today · 4.125%
HK$32,302
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,604/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$920/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,423
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,431
−HK$1,025/mo
Today · 4.125%
HK$34,456
baseline
▲ 0.50% · 4.625%
HK$36,553
+HK$2,097/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,912/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,070
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,037
−HK$982/mo
Today · 4.125%
HK$38,019
baseline
▲ 0.50% · 4.625%
HK$40,023
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,038/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,449
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$1,088/mo
Today · 4.125%
HK$36,609
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$2,228/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,218/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,352
−HK$1,043/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,524
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,476
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,610
−HK$1,153/mo
Today · 4.125%
HK$38,763
baseline
▲ 0.50% · 4.625%
HK$41,122
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,526/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,579
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,104/mo
Today · 4.125%
HK$42,771
baseline
▲ 0.50% · 4.625%
HK$45,026
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,542/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,605 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).