▼ 0.50% · 3.625%
HK$22,477
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,177
−HK$710/mo
Today · 4.125%
HK$23,887
baseline
▲ 0.50% · 4.625%
HK$25,340
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,774/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,006
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$680/mo
Today · 4.125%
HK$26,357
baseline
▲ 0.50% · 4.625%
HK$27,746
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,714/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$782/mo
Today · 4.125%
HK$26,276
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,598/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,552/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,506
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,244
−HK$749/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$852/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,408
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,007
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$816/mo
Today · 4.125%
HK$31,628
baseline
▲ 0.50% · 4.625%
HK$33,295
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,256/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$923/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$884/mo
Today · 4.125%
HK$34,264
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,528/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,447
−HK$995/mo
Today · 4.125%
HK$33,442
baseline
▲ 0.50% · 4.625%
HK$35,477
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,884/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,947
−HK$953/mo
Today · 4.125%
HK$36,900
baseline
▲ 0.50% · 4.625%
HK$38,845
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,800/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,716
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,765
−HK$1,065/mo
Today · 4.125%
HK$35,830
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$2,181/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,660/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,509
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,515
−HK$1,020/mo
Today · 4.125%
HK$39,535
baseline
▲ 0.50% · 4.625%
HK$41,619
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,070/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,964
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,083
−HK$1,136/mo
Today · 4.125%
HK$38,219
baseline
▲ 0.50% · 4.625%
HK$40,545
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,438/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,009
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,082
−HK$1,089/mo
Today · 4.125%
HK$42,171
baseline
▲ 0.50% · 4.625%
HK$44,394
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,342/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,212
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,208/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$43,079
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,510
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,650
−HK$1,157/mo
Today · 4.125%
HK$44,807
baseline
▲ 0.50% · 4.625%
HK$47,169
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,614/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,718
−HK$1,279/mo
Today · 4.125%
HK$42,997
baseline
▲ 0.50% · 4.625%
HK$45,613
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,994/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,011
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,218
−HK$1,224/mo
Today · 4.125%
HK$47,442
baseline
▲ 0.50% · 4.625%
HK$49,943
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,884/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).