▼ 0.50% · 3.625%
HK$20,772
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$656/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,108
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$629/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,640
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,849
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,559
−HK$722/mo
Today · 4.125%
HK$24,281
baseline
▲ 0.50% · 4.625%
HK$25,759
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,562/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,419
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$691/mo
Today · 4.125%
HK$26,792
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,584/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,926
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$788/mo
Today · 4.125%
HK$26,489
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,978/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,730
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,473
−HK$755/mo
Today · 4.125%
HK$29,228
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,456/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,003
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$853/mo
Today · 4.125%
HK$28,696
baseline
▲ 0.50% · 4.625%
HK$30,442
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,392/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$818/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,080
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$919/mo
Today · 4.125%
HK$30,904
baseline
▲ 0.50% · 4.625%
HK$32,784
+HK$1,880/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,808/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,351
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,219
−HK$880/mo
Today · 4.125%
HK$34,099
baseline
▲ 0.50% · 4.625%
HK$35,897
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,198/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,157
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$985/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$35,126
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,662
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,592
−HK$943/mo
Today · 4.125%
HK$36,535
baseline
▲ 0.50% · 4.625%
HK$38,461
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,070/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,268
−HK$1,051/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,468
+HK$2,149/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,973
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,005/mo
Today · 4.125%
HK$38,970
baseline
▲ 0.50% · 4.625%
HK$41,025
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,940/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,410
−HK$1,116/mo
Today · 4.125%
HK$37,526
baseline
▲ 0.50% · 4.625%
HK$39,809
+HK$2,283/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,052/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,284
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,337
−HK$1,069/mo
Today · 4.125%
HK$41,406
baseline
▲ 0.50% · 4.625%
HK$43,589
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,812/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,389
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,552
−HK$1,181/mo
Today · 4.125%
HK$39,733
baseline
▲ 0.50% · 4.625%
HK$42,151
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,466/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,595
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,132/mo
Today · 4.125%
HK$43,842
baseline
▲ 0.50% · 4.625%
HK$46,153
+HK$2,311/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,684/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,929 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).