▼ 0.50% · 3.625%
HK$19,955
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$631/mo
Today · 4.125%
HK$21,206
baseline
▲ 0.50% · 4.625%
HK$22,496
+HK$1,290/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,412/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,199
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,795
−HK$604/mo
Today · 4.125%
HK$23,399
baseline
▲ 0.50% · 4.625%
HK$24,632
+HK$1,233/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,798/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$694/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$665/mo
Today · 4.125%
HK$25,739
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,478/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,690
−HK$757/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$724/mo
Today · 4.125%
HK$28,078
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,156/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,941
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,748
−HK$820/mo
Today · 4.125%
HK$27,568
baseline
▲ 0.50% · 4.625%
HK$29,245
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,136/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,633
−HK$785/mo
Today · 4.125%
HK$30,418
baseline
▲ 0.50% · 4.625%
HK$32,022
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,836/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,937
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,806
−HK$882/mo
Today · 4.125%
HK$29,688
baseline
▲ 0.50% · 4.625%
HK$31,495
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,376/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,913
−HK$845/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,863
−HK$946/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,745
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,299
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,192
−HK$906/mo
Today · 4.125%
HK$35,098
baseline
▲ 0.50% · 4.625%
HK$36,948
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,196/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$1,009/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$966/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,923
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$1,072/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,027/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$1,135/mo
Today · 4.125%
HK$38,171
baseline
▲ 0.50% · 4.625%
HK$40,493
+HK$2,322/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,342/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,959
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,031
−HK$1,087/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,338
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,532 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).