▼ 0.50% · 3.625%
HK$21,055
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$666/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$637/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,266
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,052
−HK$799/mo
Today · 4.125%
HK$26,851
baseline
▲ 0.50% · 4.625%
HK$28,484
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,702/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,108
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,862
−HK$765/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,189
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,372
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,223
−HK$865/mo
Today · 4.125%
HK$29,088
baseline
▲ 0.50% · 4.625%
HK$30,858
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,176/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,451
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$828/mo
Today · 4.125%
HK$32,096
baseline
▲ 0.50% · 4.625%
HK$33,788
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,192/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,477
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,394
−HK$932/mo
Today · 4.125%
HK$31,326
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,906/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,652/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$892/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,387
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$998/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,043/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,736
−HK$1,065/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$2,178/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,478
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,020/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,082/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,794
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,907
−HK$1,131/mo
Today · 4.125%
HK$38,038
baseline
▲ 0.50% · 4.625%
HK$40,353
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,076/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,820
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,888
−HK$1,084/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,184
+HK$2,212/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,899
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,198/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,451/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,163
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,294
−HK$1,147/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$46,783
+HK$2,342/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,372 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).