▼ 0.50% · 3.625%
HK$19,557
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,166
−HK$618/mo
Today · 4.125%
HK$20,784
baseline
▲ 0.50% · 4.625%
HK$22,048
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,568/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,757
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,341
−HK$592/mo
Today · 4.125%
HK$22,933
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,866/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,513
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$680/mo
Today · 4.125%
HK$22,862
baseline
▲ 0.50% · 4.625%
HK$24,253
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,724/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,575
−HK$651/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,556
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,469
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,199
−HK$741/mo
Today · 4.125%
HK$24,940
baseline
▲ 0.50% · 4.625%
HK$26,458
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,880/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,109
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,809
−HK$710/mo
Today · 4.125%
HK$27,519
baseline
▲ 0.50% · 4.625%
HK$28,970
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,038/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,424
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,215
−HK$804/mo
Today · 4.125%
HK$27,019
baseline
▲ 0.50% · 4.625%
HK$28,663
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,038/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,284
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,043
−HK$770/mo
Today · 4.125%
HK$29,813
baseline
▲ 0.50% · 4.625%
HK$31,384
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,626/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,380
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$865/mo
Today · 4.125%
HK$29,097
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,194/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,460
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$829/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,248
−HK$927/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$33,072
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$888/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,212
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,265
−HK$989/mo
Today · 4.125%
HK$33,254
baseline
▲ 0.50% · 4.625%
HK$35,277
+HK$2,023/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,508/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,812
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$947/mo
Today · 4.125%
HK$36,692
baseline
▲ 0.50% · 4.625%
HK$38,626
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,384/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$1,050/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,007/mo
Today · 4.125%
HK$38,986
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,972/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,203
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$1,113/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,687
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,163
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,213
−HK$1,066/mo
Today · 4.125%
HK$41,279
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,176/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,558/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,304 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).