▼ 0.50% · 3.625%
HK$22,471
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,170
−HK$710/mo
Today · 4.125%
HK$23,880
baseline
▲ 0.50% · 4.625%
HK$25,333
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$681/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,738
+HK$1,388/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$781/mo
Today · 4.125%
HK$26,268
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,599/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,536/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,236
−HK$748/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,512
+HK$1,528/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,965
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$852/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,999
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$816/mo
Today · 4.125%
HK$31,619
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,238/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$923/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,370
−HK$884/mo
Today · 4.125%
HK$34,254
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,508/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$994/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,998
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$952/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,707
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$1,065/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$38,000
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,498
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,020/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,954
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,072
−HK$1,136/mo
Today · 4.125%
HK$38,208
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,416/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,998
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,071
−HK$1,088/mo
Today · 4.125%
HK$42,159
baseline
▲ 0.50% · 4.625%
HK$44,382
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,318/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,201
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,389
−HK$1,207/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,498
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,156/mo
Today · 4.125%
HK$44,794
baseline
▲ 0.50% · 4.625%
HK$47,155
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,588/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,706
−HK$1,279/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,600
+HK$2,615/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,998
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,205
−HK$1,224/mo
Today · 4.125%
HK$47,429
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,500/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$94,858/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).