▼ 0.50% · 3.625%
HK$22,273
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,966
−HK$703/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$25,110
+HK$1,441/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,443
−HK$674/mo
Today · 4.125%
HK$26,117
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,377/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,234/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$774/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,621
+HK$1,585/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,256
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,987
−HK$742/mo
Today · 4.125%
HK$28,729
baseline
▲ 0.50% · 4.625%
HK$30,243
+HK$1,514/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$57,458/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,727
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,559
−HK$844/mo
Today · 4.125%
HK$28,403
baseline
▲ 0.50% · 4.625%
HK$30,132
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,806/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,734
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$809/mo
Today · 4.125%
HK$31,340
baseline
▲ 0.50% · 4.625%
HK$32,992
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,680/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,855
−HK$915/mo
Today · 4.125%
HK$30,770
baseline
▲ 0.50% · 4.625%
HK$32,643
+HK$1,873/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,540/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,212
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,076
−HK$876/mo
Today · 4.125%
HK$33,952
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$1,790/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,904/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$985/mo
Today · 4.125%
HK$33,137
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$2,016/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,274/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,620
−HK$944/mo
Today · 4.125%
HK$36,564
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$1,927/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,128/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,409
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$1,056/mo
Today · 4.125%
HK$35,504
baseline
▲ 0.50% · 4.625%
HK$37,664
+HK$2,160/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,008/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,164
−HK$1,011/mo
Today · 4.125%
HK$39,175
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,065/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,350/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,636
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$1,126/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$40,175
+HK$2,304/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,645
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,079/mo
Today · 4.125%
HK$41,787
baseline
▲ 0.50% · 4.625%
HK$43,990
+HK$2,203/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,574/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,864
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,197/mo
Today · 4.125%
HK$40,238
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,448/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$80,476/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,123
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,253
−HK$1,146/mo
Today · 4.125%
HK$44,399
baseline
▲ 0.50% · 4.625%
HK$46,739
+HK$2,340/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$88,798/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,267/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$45,197
+HK$2,592/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,601
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,797
−HK$1,213/mo
Today · 4.125%
HK$47,010
baseline
▲ 0.50% · 4.625%
HK$49,488
+HK$2,478/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,020/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).