▼ 0.50% · 3.625%
HK$20,803
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$658/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,453
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$630/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,884
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$723/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,798
+HK$1,479/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,458
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,141
−HK$692/mo
Today · 4.125%
HK$26,833
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,666/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$789/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$756/mo
Today · 4.125%
HK$29,273
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,546/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,044
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,886
−HK$854/mo
Today · 4.125%
HK$28,740
baseline
▲ 0.50% · 4.625%
HK$30,489
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,480/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,087
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,894
−HK$818/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,384
+HK$1,672/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$920/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,883/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$881/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$35,952
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,205
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,176
−HK$986/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,715
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,646
−HK$945/mo
Today · 4.125%
HK$36,591
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$1,929/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,182/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$1,052/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,007/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,058/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,366
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,466
−HK$1,117/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$2,287/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,344
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,399
−HK$1,071/mo
Today · 4.125%
HK$41,470
baseline
▲ 0.50% · 4.625%
HK$43,656
+HK$2,186/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,940/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,446
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,611
−HK$1,183/mo
Today · 4.125%
HK$39,794
baseline
▲ 0.50% · 4.625%
HK$42,216
+HK$2,422/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,588/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,658
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,776
−HK$1,133/mo
Today · 4.125%
HK$43,909
baseline
▲ 0.50% · 4.625%
HK$46,224
+HK$2,315/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,818/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).