▼ 0.50% · 3.625%
HK$21,161
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,819
−HK$669/mo
Today · 4.125%
HK$22,488
baseline
▲ 0.50% · 4.625%
HK$23,856
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,976/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,541
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$641/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,121
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,277
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$24,001
−HK$735/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,242
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,590
−HK$704/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,393
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,183
−HK$802/mo
Today · 4.125%
HK$26,985
baseline
▲ 0.50% · 4.625%
HK$28,627
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,970/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,249
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,007
−HK$768/mo
Today · 4.125%
HK$29,775
baseline
▲ 0.50% · 4.625%
HK$31,345
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,550/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,509
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,365
−HK$869/mo
Today · 4.125%
HK$29,234
baseline
▲ 0.50% · 4.625%
HK$31,013
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,468/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,424
−HK$833/mo
Today · 4.125%
HK$32,257
baseline
▲ 0.50% · 4.625%
HK$33,957
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,514/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,625
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,546
−HK$937/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,398
+HK$1,915/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,957
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$897/mo
Today · 4.125%
HK$34,738
baseline
▲ 0.50% · 4.625%
HK$36,569
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,476/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,741
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$1,003/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$960/mo
Today · 4.125%
HK$37,219
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,438/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,857
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,910
−HK$1,070/mo
Today · 4.125%
HK$35,980
baseline
▲ 0.50% · 4.625%
HK$38,170
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,960/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,666
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,676
−HK$1,025/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$41,793
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,973
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,092
−HK$1,137/mo
Today · 4.125%
HK$38,229
baseline
▲ 0.50% · 4.625%
HK$40,555
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,458/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,020
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,089/mo
Today · 4.125%
HK$42,182
baseline
▲ 0.50% · 4.625%
HK$44,405
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,364/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,089
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,274
−HK$1,204/mo
Today · 4.125%
HK$40,478
baseline
▲ 0.50% · 4.625%
HK$42,941
+HK$2,463/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,956/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,374
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,510
−HK$1,153/mo
Today · 4.125%
HK$44,663
baseline
▲ 0.50% · 4.625%
HK$47,017
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,326/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).