▼ 0.50% · 3.625%
HK$22,256
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$704/mo
Today · 4.125%
HK$23,652
baseline
▲ 0.50% · 4.625%
HK$25,091
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,304/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,424
−HK$673/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,473
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,482
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$774/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,966
−HK$741/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$844/mo
Today · 4.125%
HK$28,382
baseline
▲ 0.50% · 4.625%
HK$30,109
+HK$1,727/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,764/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$809/mo
Today · 4.125%
HK$31,317
baseline
▲ 0.50% · 4.625%
HK$32,967
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,634/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,833
−HK$914/mo
Today · 4.125%
HK$30,747
baseline
▲ 0.50% · 4.625%
HK$32,618
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,494/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,187
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,051
−HK$875/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,715
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,158
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,127
−HK$985/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$35,127
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,663
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,593
−HK$943/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,462
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,636
+HK$2,159/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,011/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,209
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,609
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$1,126/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,678
−HK$1,077/mo
Today · 4.125%
HK$41,755
baseline
▲ 0.50% · 4.625%
HK$43,956
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,510/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,835
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,196/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,091
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,220
−HK$1,145/mo
Today · 4.125%
HK$44,365
baseline
▲ 0.50% · 4.625%
HK$46,704
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,730/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,061
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,307
−HK$1,266/mo
Today · 4.125%
HK$42,573
baseline
▲ 0.50% · 4.625%
HK$45,163
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,146/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,567
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,762
−HK$1,213/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,451
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).