▼ 0.50% · 3.625%
HK$20,006
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,628
−HK$632/mo
Today · 4.125%
HK$21,260
baseline
▲ 0.50% · 4.625%
HK$22,554
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,520/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,853
−HK$606/mo
Today · 4.125%
HK$23,459
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,236/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,918/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,006
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$695/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,809
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,482
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,138
−HK$666/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,165
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,007
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,754
−HK$758/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$27,065
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,424
−HK$726/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,634
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$822/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,320
+HK$1,682/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,709
−HK$787/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,104
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,008
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,879
−HK$885/mo
Today · 4.125%
HK$29,764
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,528/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,994
−HK$848/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,731/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,009
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,942
−HK$948/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,941/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$908/mo
Today · 4.125%
HK$35,188
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,376/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,009
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,005
−HK$1,011/mo
Today · 4.125%
HK$34,016
baseline
▲ 0.50% · 4.625%
HK$36,086
+HK$2,070/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,032/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,610
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,565
−HK$969/mo
Today · 4.125%
HK$37,534
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$1,978/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,068/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,010
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,068
−HK$1,074/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,342
+HK$2,200/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,836
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,850
−HK$1,030/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$41,982
+HK$2,102/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$1,139/mo
Today · 4.125%
HK$38,269
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,328/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$76,538/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,061
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,136
−HK$1,090/mo
Today · 4.125%
HK$42,226
baseline
▲ 0.50% · 4.625%
HK$44,451
+HK$2,225/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$84,452/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).