▼ 0.50% · 3.625%
HK$19,819
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,435
−HK$627/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,343
+HK$1,281/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,048
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$599/mo
Today · 4.125%
HK$23,239
baseline
▲ 0.50% · 4.625%
HK$24,464
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,478/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$689/mo
Today · 4.125%
HK$23,168
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,336/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$659/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$26,911
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,522
−HK$752/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$720/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,357
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,764
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$814/mo
Today · 4.125%
HK$27,380
baseline
▲ 0.50% · 4.625%
HK$29,046
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,760/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,431
−HK$780/mo
Today · 4.125%
HK$30,211
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,422/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$840/mo
Today · 4.125%
HK$32,535
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,070/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$939/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,072
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,959
−HK$900/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,697
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,710
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$1,003/mo
Today · 4.125%
HK$33,699
baseline
▲ 0.50% · 4.625%
HK$35,749
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,398/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,277
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$960/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,740
−HK$1,065/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,983
+HK$2,178/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,020/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,784
−HK$1,127/mo
Today · 4.125%
HK$37,911
baseline
▲ 0.50% · 4.625%
HK$40,218
+HK$2,307/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,822/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,687
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,751
−HK$1,080/mo
Today · 4.125%
HK$41,831
baseline
▲ 0.50% · 4.625%
HK$44,036
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,662/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).