▼ 0.50% · 3.625%
HK$22,346
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,041
−HK$706/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$25,192
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,526
−HK$677/mo
Today · 4.125%
HK$26,203
baseline
▲ 0.50% · 4.625%
HK$27,584
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,406/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$777/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,711
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,079
−HK$744/mo
Today · 4.125%
HK$28,823
baseline
▲ 0.50% · 4.625%
HK$30,342
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,646/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,815
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,649
−HK$848/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$30,231
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,831
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$811/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,101
+HK$1,658/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,953
−HK$918/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,750
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,317
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,184
−HK$879/mo
Today · 4.125%
HK$34,063
baseline
▲ 0.50% · 4.625%
HK$35,859
+HK$1,796/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,126/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$989/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,561
−HK$1,060/mo
Today · 4.125%
HK$35,621
baseline
▲ 0.50% · 4.625%
HK$37,788
+HK$2,167/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,242/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,289
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,289
−HK$1,015/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,376
+HK$2,072/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,753
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$1,130/mo
Today · 4.125%
HK$37,995
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,990/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,775
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,842
−HK$1,082/mo
Today · 4.125%
HK$41,924
baseline
▲ 0.50% · 4.625%
HK$44,134
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,848/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,200/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,457/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,261
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,149/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$46,892
+HK$2,348/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,223
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,474
−HK$1,271/mo
Today · 4.125%
HK$42,745
baseline
▲ 0.50% · 4.625%
HK$45,346
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,490/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,747
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,947
−HK$1,218/mo
Today · 4.125%
HK$47,165
baseline
▲ 0.50% · 4.625%
HK$49,651
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,330/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).