▼ 0.50% · 3.625%
HK$21,656
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$685/mo
Today · 4.125%
HK$23,014
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,028/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,092
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,738
−HK$655/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,821
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,562
−HK$753/mo
Today · 4.125%
HK$25,315
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,541/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,630/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,501
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,212
−HK$721/mo
Today · 4.125%
HK$27,933
baseline
▲ 0.50% · 4.625%
HK$29,405
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,866/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,795
−HK$822/mo
Today · 4.125%
HK$27,617
baseline
▲ 0.50% · 4.625%
HK$29,297
+HK$1,680/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,234/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,686
−HK$786/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,078
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,028
−HK$890/mo
Today · 4.125%
HK$29,918
baseline
▲ 0.50% · 4.625%
HK$31,738
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,836/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,319
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$852/mo
Today · 4.125%
HK$33,011
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,741/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,261
−HK$958/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$34,180
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,729
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,633
−HK$918/mo
Today · 4.125%
HK$35,551
baseline
▲ 0.50% · 4.625%
HK$37,425
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,102/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,484
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,494
−HK$1,027/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,621
+HK$2,100/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$983/mo
Today · 4.125%
HK$38,090
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,180/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$1,095/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$39,063
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,049/mo
Today · 4.125%
HK$40,630
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,141/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,260/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,815
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,960
−HK$1,163/mo
Today · 4.125%
HK$39,123
baseline
▲ 0.50% · 4.625%
HK$41,504
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,246/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,956
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,055
−HK$1,114/mo
Today · 4.125%
HK$43,169
baseline
▲ 0.50% · 4.625%
HK$45,444
+HK$2,275/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,338/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,980
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,193
−HK$1,232/mo
Today · 4.125%
HK$41,425
baseline
▲ 0.50% · 4.625%
HK$43,945
+HK$2,520/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,850/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,365
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,528
−HK$1,180/mo
Today · 4.125%
HK$45,708
baseline
▲ 0.50% · 4.625%
HK$48,118
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,416/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).