▼ 0.50% · 3.625%
HK$22,584
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$713/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$684/mo
Today · 4.125%
HK$26,482
baseline
▲ 0.50% · 4.625%
HK$27,878
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,964/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,615
−HK$785/mo
Today · 4.125%
HK$26,400
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,800/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,637
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,378
−HK$752/mo
Today · 4.125%
HK$29,130
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,260/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,101
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$856/mo
Today · 4.125%
HK$28,800
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,600/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,150
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,958
−HK$820/mo
Today · 4.125%
HK$31,778
baseline
▲ 0.50% · 4.625%
HK$33,453
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,556/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$927/mo
Today · 4.125%
HK$31,200
baseline
▲ 0.50% · 4.625%
HK$33,099
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,400/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,662
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,538
−HK$889/mo
Today · 4.125%
HK$34,427
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$1,814/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,854/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$999/mo
Today · 4.125%
HK$33,600
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,200/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,174
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,118
−HK$957/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,029
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,876
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,930
−HK$1,071/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,687
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,025/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$41,817
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,199
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,277
−HK$1,094/mo
Today · 4.125%
HK$42,371
baseline
▲ 0.50% · 4.625%
HK$44,605
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,742/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,393
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,587
−HK$1,214/mo
Today · 4.125%
HK$40,801
baseline
▲ 0.50% · 4.625%
HK$43,283
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,602/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,712
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,857
−HK$1,162/mo
Today · 4.125%
HK$45,019
baseline
▲ 0.50% · 4.625%
HK$47,392
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,038/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,651
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,285/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,231/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,180
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,420 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).