▼ 0.50% · 3.625%
HK$21,144
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,801
−HK$668/mo
Today · 4.125%
HK$22,469
baseline
▲ 0.50% · 4.625%
HK$23,837
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,938/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,522
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,153
−HK$640/mo
Today · 4.125%
HK$24,793
baseline
▲ 0.50% · 4.625%
HK$26,100
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,586/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$735/mo
Today · 4.125%
HK$24,716
baseline
▲ 0.50% · 4.625%
HK$26,220
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,432/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,874
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,568
−HK$704/mo
Today · 4.125%
HK$27,272
baseline
▲ 0.50% · 4.625%
HK$28,710
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,544/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,372
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$801/mo
Today · 4.125%
HK$26,963
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,926/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,226
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,983
−HK$768/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,320
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,487
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,342
−HK$868/mo
Today · 4.125%
HK$29,210
baseline
▲ 0.50% · 4.625%
HK$30,988
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,420/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,579
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$832/mo
Today · 4.125%
HK$32,231
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,699/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,462/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,601
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$935/mo
Today · 4.125%
HK$31,457
baseline
▲ 0.50% · 4.625%
HK$33,371
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$896/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,540
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$1,002/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,755
+HK$2,051/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,283
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,229
−HK$960/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,150
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,830
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,882
−HK$1,069/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$38,139
+HK$2,188/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,645
−HK$1,024/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$41,760
+HK$2,091/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$1,136/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,522
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,987
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,060
−HK$1,088/mo
Today · 4.125%
HK$42,148
baseline
▲ 0.50% · 4.625%
HK$44,369
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,296/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,058
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,203/mo
Today · 4.125%
HK$40,445
baseline
▲ 0.50% · 4.625%
HK$42,906
+HK$2,461/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$80,890/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,340
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,475
−HK$1,152/mo
Today · 4.125%
HK$44,627
baseline
▲ 0.50% · 4.625%
HK$46,979
+HK$2,352/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$89,254/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).