▼ 0.50% · 3.625%
HK$20,260
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,891
−HK$640/mo
Today · 4.125%
HK$21,531
baseline
▲ 0.50% · 4.625%
HK$22,841
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,062/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,540
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$613/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,010
+HK$1,253/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,286
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,980
−HK$704/mo
Today · 4.125%
HK$23,684
baseline
▲ 0.50% · 4.625%
HK$25,125
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,368/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,793
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,458
−HK$675/mo
Today · 4.125%
HK$26,133
baseline
▲ 0.50% · 4.625%
HK$27,510
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,266/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,313
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$768/mo
Today · 4.125%
HK$25,837
baseline
▲ 0.50% · 4.625%
HK$27,409
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,674/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,047
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$736/mo
Today · 4.125%
HK$28,509
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,018/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,339
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$832/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,087
−HK$797/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,247
−HK$896/mo
Today · 4.125%
HK$30,143
baseline
▲ 0.50% · 4.625%
HK$31,977
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,286/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$858/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,013
+HK$1,753/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,391
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$960/mo
Today · 4.125%
HK$32,296
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,592/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,809
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$920/mo
Today · 4.125%
HK$35,636
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,272/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,417
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$1,025/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,030
−HK$982/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,015
+HK$2,003/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,514
−HK$1,089/mo
Today · 4.125%
HK$36,603
baseline
▲ 0.50% · 4.625%
HK$38,830
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,206/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,317
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,345
−HK$1,042/mo
Today · 4.125%
HK$40,387
baseline
▲ 0.50% · 4.625%
HK$42,516
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,774/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,469
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$1,153/mo
Today · 4.125%
HK$38,756
baseline
▲ 0.50% · 4.625%
HK$41,114
+HK$2,358/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,512/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,571
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,659
−HK$1,104/mo
Today · 4.125%
HK$42,763
baseline
▲ 0.50% · 4.625%
HK$45,017
+HK$2,254/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,526/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).