▼ 0.50% · 3.625%
HK$13,522
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,943
−HK$427/mo
Today · 4.125%
HK$14,370
baseline
▲ 0.50% · 4.625%
HK$15,244
+HK$874/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,740/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,043
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,447
−HK$409/mo
Today · 4.125%
HK$15,856
baseline
▲ 0.50% · 4.625%
HK$16,692
+HK$836/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,712/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,874
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,337
−HK$470/mo
Today · 4.125%
HK$15,807
baseline
▲ 0.50% · 4.625%
HK$16,769
+HK$962/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$31,614/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,547
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,991
−HK$450/mo
Today · 4.125%
HK$17,441
baseline
▲ 0.50% · 4.625%
HK$18,361
+HK$920/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$34,882/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,226
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,731
−HK$513/mo
Today · 4.125%
HK$17,244
baseline
▲ 0.50% · 4.625%
HK$18,293
+HK$1,049/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,488/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,052
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,536
−HK$491/mo
Today · 4.125%
HK$19,027
baseline
▲ 0.50% · 4.625%
HK$20,030
+HK$1,003/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,054/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,579
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,125
−HK$556/mo
Today · 4.125%
HK$18,681
baseline
▲ 0.50% · 4.625%
HK$19,818
+HK$1,137/mo
Deposit HK$2.08M · loan HK$3.85M · min. income ≈ HK$37,362/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,556
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,080
−HK$533/mo
Today · 4.125%
HK$20,613
baseline
▲ 0.50% · 4.625%
HK$21,699
+HK$1,086/mo
Deposit HK$2.08M · loan HK$3.85M · min. income ≈ HK$41,226/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,931
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,520
−HK$598/mo
Today · 4.125%
HK$20,118
baseline
▲ 0.50% · 4.625%
HK$21,342
+HK$1,224/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,236/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,625
−HK$573/mo
Today · 4.125%
HK$22,198
baseline
▲ 0.50% · 4.625%
HK$23,368
+HK$1,170/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,396/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,914
−HK$641/mo
Today · 4.125%
HK$21,555
baseline
▲ 0.50% · 4.625%
HK$22,866
+HK$1,311/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$43,110/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,565
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,170
−HK$614/mo
Today · 4.125%
HK$23,784
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,253/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$47,568/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,635
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,308
−HK$684/mo
Today · 4.125%
HK$22,992
baseline
▲ 0.50% · 4.625%
HK$24,391
+HK$1,399/mo
Deposit HK$1.19M · loan HK$4.74M · min. income ≈ HK$45,984/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,714
−HK$655/mo
Today · 4.125%
HK$25,369
baseline
▲ 0.50% · 4.625%
HK$26,707
+HK$1,338/mo
Deposit HK$1.19M · loan HK$4.74M · min. income ≈ HK$50,738/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,987
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$727/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,486/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$696/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,421/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$769/mo
Today · 4.125%
HK$25,866
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,574/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,732/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,078
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$736/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,045
+HK$1,505/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,426 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).