▼ 0.50% · 3.625%
HK$15,280
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,755
−HK$483/mo
Today · 4.125%
HK$16,238
baseline
▲ 0.50% · 4.625%
HK$17,226
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,476/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,999
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,455
−HK$462/mo
Today · 4.125%
HK$17,917
baseline
▲ 0.50% · 4.625%
HK$18,862
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,834/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,808
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,331
−HK$531/mo
Today · 4.125%
HK$17,862
baseline
▲ 0.50% · 4.625%
HK$18,949
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,724/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,699
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,200
−HK$509/mo
Today · 4.125%
HK$19,709
baseline
▲ 0.50% · 4.625%
HK$20,748
+HK$1,039/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,418/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$579/mo
Today · 4.125%
HK$19,486
baseline
▲ 0.50% · 4.625%
HK$20,672
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,972/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$555/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,634
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,864
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,482
−HK$628/mo
Today · 4.125%
HK$21,110
baseline
▲ 0.50% · 4.625%
HK$22,394
+HK$1,284/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,220/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$602/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,227/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,392
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$676/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$24,117
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$647/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,323/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,920
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,633
−HK$725/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,482/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,499
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,182
−HK$694/mo
Today · 4.125%
HK$26,876
baseline
▲ 0.50% · 4.625%
HK$28,293
+HK$1,417/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,752/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,448
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$772/mo
Today · 4.125%
HK$25,981
baseline
▲ 0.50% · 4.625%
HK$27,562
+HK$1,581/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,962/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,198
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,928
−HK$740/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,179
+HK$1,511/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$821/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,285
+HK$1,680/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$787/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,605/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,504
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$869/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$31,008
+HK$1,779/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,598
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,419
−HK$832/mo
Today · 4.125%
HK$32,251
baseline
▲ 0.50% · 4.625%
HK$33,951
+HK$1,700/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,502/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).