▼ 0.50% · 3.625%
HK$22,040
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,726
−HK$696/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$667/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,998
−HK$766/mo
Today · 4.125%
HK$25,764
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,528/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,971
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,694
−HK$734/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$29,927
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,271
−HK$835/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,817
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$801/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,647
+HK$1,634/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$906/mo
Today · 4.125%
HK$30,449
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,898/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,730
−HK$867/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,368
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,856
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,816
−HK$975/mo
Today · 4.125%
HK$32,791
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,582/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,327
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$933/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$1,045/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$2,138/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,001/mo
Today · 4.125%
HK$38,766
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,532/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$1,114/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,756
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,067/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,530
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,633
−HK$1,184/mo
Today · 4.125%
HK$39,817
baseline
▲ 0.50% · 4.625%
HK$42,240
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,634/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,683
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,134/mo
Today · 4.125%
HK$43,935
baseline
▲ 0.50% · 4.625%
HK$46,250
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,870/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,672
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,906
−HK$1,254/mo
Today · 4.125%
HK$42,160
baseline
▲ 0.50% · 4.625%
HK$44,725
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,320/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,135
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,318
−HK$1,201/mo
Today · 4.125%
HK$46,519
baseline
▲ 0.50% · 4.625%
HK$48,971
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,038/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).