▼ 0.50% · 3.625%
HK$22,691
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,396
−HK$717/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$687/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,960
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,736
−HK$789/mo
Today · 4.125%
HK$26,525
baseline
▲ 0.50% · 4.625%
HK$28,139
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,050/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,767
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,512
−HK$756/mo
Today · 4.125%
HK$29,268
baseline
▲ 0.50% · 4.625%
HK$30,810
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,536/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,076
−HK$860/mo
Today · 4.125%
HK$28,936
baseline
▲ 0.50% · 4.625%
HK$30,697
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,872/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,292
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$824/mo
Today · 4.125%
HK$31,928
baseline
▲ 0.50% · 4.625%
HK$33,611
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,856/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,498
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$933/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$893/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$1,823/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$1,004/mo
Today · 4.125%
HK$33,759
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$2,054/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,518/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,288
−HK$962/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,213
+HK$1,963/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,095
−HK$1,075/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,371
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,865
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,880
−HK$1,030/mo
Today · 4.125%
HK$39,910
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,820/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,434
−HK$1,148/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,929
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,389
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,472
−HK$1,099/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,774
−HK$1,219/mo
Today · 4.125%
HK$40,993
baseline
▲ 0.50% · 4.625%
HK$43,487
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,986/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,913
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,064
−HK$1,168/mo
Today · 4.125%
HK$45,232
baseline
▲ 0.50% · 4.625%
HK$47,616
+HK$2,384/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,464/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,843
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,114
−HK$1,290/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$46,045
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,437
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,656
−HK$1,236/mo
Today · 4.125%
HK$47,892
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,784/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).