▼ 0.50% · 3.625%
HK$21,671
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,346
−HK$684/mo
Today · 4.125%
HK$23,030
baseline
▲ 0.50% · 4.625%
HK$24,432
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,060/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,756
−HK$656/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,751
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$754/mo
Today · 4.125%
HK$25,334
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,668/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,520
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$722/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,006
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,815
−HK$822/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,318
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$787/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,102
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,049
−HK$891/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,761
+HK$1,821/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$852/mo
Today · 4.125%
HK$33,035
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,070/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,340
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$959/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$34,205
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,753
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,658
−HK$919/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$1,028/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$984/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,127
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,674
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$1,096/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$39,091
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,575
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,609
−HK$1,050/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$42,802
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,165/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,085
−HK$1,115/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,477
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,009
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,233/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,977
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,180/mo
Today · 4.125%
HK$45,741
baseline
▲ 0.50% · 4.625%
HK$48,152
+HK$2,411/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,482/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,397 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).