▼ 0.50% · 3.625%
HK$22,144
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,833
−HK$700/mo
Today · 4.125%
HK$23,533
baseline
▲ 0.50% · 4.625%
HK$24,965
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,066/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,296
−HK$670/mo
Today · 4.125%
HK$25,966
baseline
▲ 0.50% · 4.625%
HK$27,335
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,932/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,825
−HK$738/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$840/mo
Today · 4.125%
HK$28,239
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,719/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,478/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$804/mo
Today · 4.125%
HK$31,159
baseline
▲ 0.50% · 4.625%
HK$32,802
+HK$1,643/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,787
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$910/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,454
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,026
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$871/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,002
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$980/mo
Today · 4.125%
HK$32,946
baseline
▲ 0.50% · 4.625%
HK$34,950
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,892/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,489
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,414
−HK$938/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,216
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,249
−HK$1,050/mo
Today · 4.125%
HK$35,299
baseline
▲ 0.50% · 4.625%
HK$37,447
+HK$2,148/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,598/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,953
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,944
−HK$1,005/mo
Today · 4.125%
HK$38,949
baseline
▲ 0.50% · 4.625%
HK$41,002
+HK$2,053/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,898/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,431
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,533
−HK$1,119/mo
Today · 4.125%
HK$37,652
baseline
▲ 0.50% · 4.625%
HK$39,943
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,304/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,416
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,473
−HK$1,073/mo
Today · 4.125%
HK$41,546
baseline
▲ 0.50% · 4.625%
HK$43,736
+HK$2,190/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,092/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,645
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,816
−HK$1,190/mo
Today · 4.125%
HK$40,006
baseline
▲ 0.50% · 4.625%
HK$42,440
+HK$2,434/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$80,012/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,880
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$43,003
−HK$1,139/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,327/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,859
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,099
−HK$1,260/mo
Today · 4.125%
HK$42,359
baseline
▲ 0.50% · 4.625%
HK$44,936
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,718/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,343
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,532
−HK$1,207/mo
Today · 4.125%
HK$46,739
baseline
▲ 0.50% · 4.625%
HK$49,203
+HK$2,464/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,478/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).