▼ 0.50% · 3.625%
HK$21,263
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,925
−HK$672/mo
Today · 4.125%
HK$22,597
baseline
▲ 0.50% · 4.625%
HK$23,972
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,194/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,655
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,290
−HK$643/mo
Today · 4.125%
HK$24,933
baseline
▲ 0.50% · 4.625%
HK$26,248
+HK$1,315/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,866/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,390
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,117
−HK$739/mo
Today · 4.125%
HK$24,856
baseline
▲ 0.50% · 4.625%
HK$26,369
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,712/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,021
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,719
−HK$708/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$28,872
+HK$1,445/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,516
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$806/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,766
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,386
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$772/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,497
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$874/mo
Today · 4.125%
HK$29,376
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,752/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,577
−HK$836/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,122
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$940/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$901/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,895
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$1,008/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,958
+HK$2,063/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,483
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$966/mo
Today · 4.125%
HK$37,400
baseline
▲ 0.50% · 4.625%
HK$39,371
+HK$1,971/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,800/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,021
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,080
−HK$1,075/mo
Today · 4.125%
HK$36,155
baseline
▲ 0.50% · 4.625%
HK$38,355
+HK$2,200/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,310/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,848
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,863
−HK$1,030/mo
Today · 4.125%
HK$39,893
baseline
▲ 0.50% · 4.625%
HK$41,996
+HK$2,103/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,786/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,148
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,272
−HK$1,142/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,752
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,214
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,292
−HK$1,095/mo
Today · 4.125%
HK$42,387
baseline
▲ 0.50% · 4.625%
HK$44,621
+HK$2,234/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,774/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,274
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,465
−HK$1,209/mo
Today · 4.125%
HK$40,674
baseline
▲ 0.50% · 4.625%
HK$43,149
+HK$2,475/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,348/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,579
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,159/mo
Today · 4.125%
HK$44,880
baseline
▲ 0.50% · 4.625%
HK$47,246
+HK$2,366/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,760/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,497 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).