▼ 0.50% · 3.625%
HK$21,447
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,114
−HK$678/mo
Today · 4.125%
HK$22,792
baseline
▲ 0.50% · 4.625%
HK$24,179
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,584/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,860
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,500
−HK$649/mo
Today · 4.125%
HK$25,149
baseline
▲ 0.50% · 4.625%
HK$26,474
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,298/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,592
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$745/mo
Today · 4.125%
HK$25,071
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,142/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$714/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,737
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,537
−HK$813/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$29,015
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,632
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$779/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$31,769
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,748
−HK$882/mo
Today · 4.125%
HK$29,630
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,260/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,018
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$844/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,417
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$949/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,850
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,404
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$909/mo
Today · 4.125%
HK$35,208
baseline
▲ 0.50% · 4.625%
HK$37,064
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,416/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,171
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,171
−HK$1,017/mo
Today · 4.125%
HK$34,188
baseline
▲ 0.50% · 4.625%
HK$36,268
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,376/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,789
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,749
−HK$974/mo
Today · 4.125%
HK$37,723
baseline
▲ 0.50% · 4.625%
HK$39,712
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,446/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,315
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,383
−HK$1,084/mo
Today · 4.125%
HK$36,467
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,934/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,175
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,199
−HK$1,039/mo
Today · 4.125%
HK$40,238
baseline
▲ 0.50% · 4.625%
HK$42,359
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,476/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,460
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,594
−HK$1,152/mo
Today · 4.125%
HK$38,746
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,358/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,561
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,649
−HK$1,104/mo
Today · 4.125%
HK$42,753
baseline
▲ 0.50% · 4.625%
HK$45,006
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,506/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,605
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,806
−HK$1,220/mo
Today · 4.125%
HK$41,026
baseline
▲ 0.50% · 4.625%
HK$43,522
+HK$2,496/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,052/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,947
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,099
−HK$1,169/mo
Today · 4.125%
HK$45,268
baseline
▲ 0.50% · 4.625%
HK$47,654
+HK$2,386/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,536/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).