▼ 0.50% · 3.625%
HK$16,531
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,045
−HK$522/mo
Today · 4.125%
HK$17,567
baseline
▲ 0.50% · 4.625%
HK$18,636
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,134/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,390
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,884
−HK$500/mo
Today · 4.125%
HK$19,384
baseline
▲ 0.50% · 4.625%
HK$20,406
+HK$1,022/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,768/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,184
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,749
−HK$575/mo
Today · 4.125%
HK$19,324
baseline
▲ 0.50% · 4.625%
HK$20,500
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,648/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,229
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,772
−HK$550/mo
Today · 4.125%
HK$21,322
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,644/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,837
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,454
−HK$627/mo
Today · 4.125%
HK$21,081
baseline
▲ 0.50% · 4.625%
HK$22,364
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,162/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,660
−HK$601/mo
Today · 4.125%
HK$23,261
baseline
▲ 0.50% · 4.625%
HK$24,487
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,522/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,490
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,158
−HK$680/mo
Today · 4.125%
HK$22,838
baseline
▲ 0.50% · 4.625%
HK$24,227
+HK$1,389/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,676/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,907
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,549
−HK$650/mo
Today · 4.125%
HK$25,199
baseline
▲ 0.50% · 4.625%
HK$26,527
+HK$1,328/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,398/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,143
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,863
−HK$731/mo
Today · 4.125%
HK$24,594
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,497/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,188/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,437
−HK$700/mo
Today · 4.125%
HK$27,137
baseline
▲ 0.50% · 4.625%
HK$28,568
+HK$1,431/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,274/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$784/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,603/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$751/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,272
−HK$836/mo
Today · 4.125%
HK$28,108
baseline
▲ 0.50% · 4.625%
HK$29,818
+HK$1,710/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,216/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,424
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,214
−HK$800/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,649
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,976
−HK$889/mo
Today · 4.125%
HK$29,865
baseline
▲ 0.50% · 4.625%
HK$31,682
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,730/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,102
−HK$851/mo
Today · 4.125%
HK$32,953
baseline
▲ 0.50% · 4.625%
HK$34,690
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,906/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,755
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$940/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,103
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$901/mo
Today · 4.125%
HK$34,891
baseline
▲ 0.50% · 4.625%
HK$36,730
+HK$1,839/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,782/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).