▼ 0.50% · 3.625%
HK$14,724
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,182
−HK$465/mo
Today · 4.125%
HK$15,647
baseline
▲ 0.50% · 4.625%
HK$16,599
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,294/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,380
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,819
−HK$446/mo
Today · 4.125%
HK$17,265
baseline
▲ 0.50% · 4.625%
HK$18,175
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,530/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,196
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,700
−HK$512/mo
Today · 4.125%
HK$17,212
baseline
▲ 0.50% · 4.625%
HK$18,259
+HK$1,047/mo
Deposit HK$2.91M · loan HK$3.55M · min. income ≈ HK$34,424/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,018
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,501
−HK$491/mo
Today · 4.125%
HK$18,992
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,001/mo
Deposit HK$2.91M · loan HK$3.55M · min. income ≈ HK$37,984/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,669
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,218
−HK$559/mo
Today · 4.125%
HK$18,777
baseline
▲ 0.50% · 4.625%
HK$19,919
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,554/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,656
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,183
−HK$535/mo
Today · 4.125%
HK$20,718
baseline
▲ 0.50% · 4.625%
HK$21,810
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,436/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,141
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,736
−HK$605/mo
Today · 4.125%
HK$20,341
baseline
▲ 0.50% · 4.625%
HK$21,579
+HK$1,238/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,682/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,294
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,865
−HK$580/mo
Today · 4.125%
HK$22,445
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,183/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,890/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,613
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,255
−HK$651/mo
Today · 4.125%
HK$21,906
baseline
▲ 0.50% · 4.625%
HK$23,239
+HK$1,333/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,812/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,932
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,547
−HK$624/mo
Today · 4.125%
HK$24,171
baseline
▲ 0.50% · 4.625%
HK$25,445
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,342/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,086
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,773
−HK$698/mo
Today · 4.125%
HK$23,471
baseline
▲ 0.50% · 4.625%
HK$24,899
+HK$1,428/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$46,942/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$669/mo
Today · 4.125%
HK$25,898
baseline
▲ 0.50% · 4.625%
HK$27,263
+HK$1,365/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$51,796/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,291
−HK$744/mo
Today · 4.125%
HK$25,035
baseline
▲ 0.50% · 4.625%
HK$26,559
+HK$1,524/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,070/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,208
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$713/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,080
+HK$1,456/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,030
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,809
−HK$791/mo
Today · 4.125%
HK$26,600
baseline
▲ 0.50% · 4.625%
HK$28,219
+HK$1,619/mo
Deposit HK$969K · loan HK$5.49M · min. income ≈ HK$53,200/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,846
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,593
−HK$758/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$30,898
+HK$1,547/mo
Deposit HK$969K · loan HK$5.49M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$838/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,714/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,275
−HK$802/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,638/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).