▼ 0.50% · 3.625%
HK$16,543
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,058
−HK$523/mo
Today · 4.125%
HK$17,581
baseline
▲ 0.50% · 4.625%
HK$18,650
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,162/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,404
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,898
−HK$501/mo
Today · 4.125%
HK$19,399
baseline
▲ 0.50% · 4.625%
HK$20,421
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,798/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,198
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,764
−HK$575/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,515
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,245
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$550/mo
Today · 4.125%
HK$21,338
baseline
▲ 0.50% · 4.625%
HK$22,463
+HK$1,125/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,676/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,852
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,469
−HK$628/mo
Today · 4.125%
HK$21,097
baseline
▲ 0.50% · 4.625%
HK$22,381
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,194/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,085
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,677
−HK$601/mo
Today · 4.125%
HK$23,278
baseline
▲ 0.50% · 4.625%
HK$24,505
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,556/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$680/mo
Today · 4.125%
HK$22,855
baseline
▲ 0.50% · 4.625%
HK$24,246
+HK$1,391/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,710/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,926
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$784/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,606
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$751/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,632
+HK$1,534/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,469
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,293
−HK$836/mo
Today · 4.125%
HK$28,129
baseline
▲ 0.50% · 4.625%
HK$29,841
+HK$1,712/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,258/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,447
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,237
−HK$801/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,674
+HK$1,636/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$889/mo
Today · 4.125%
HK$29,887
baseline
▲ 0.50% · 4.625%
HK$31,706
+HK$1,819/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,774/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$852/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,704
−HK$941/mo
Today · 4.125%
HK$31,645
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,290/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,128
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,016
−HK$901/mo
Today · 4.125%
HK$34,917
baseline
▲ 0.50% · 4.625%
HK$36,758
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,834/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,651 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).