▼ 0.50% · 3.625%
HK$22,469
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$711/mo
Today · 4.125%
HK$23,878
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,452/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,756/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$681/mo
Today · 4.125%
HK$26,347
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,388/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,715
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$781/mo
Today · 4.125%
HK$26,265
baseline
▲ 0.50% · 4.625%
HK$27,863
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,530/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,496
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,233
−HK$748/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,528/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,962
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$852/mo
Today · 4.125%
HK$28,653
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,306/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$816/mo
Today · 4.125%
HK$31,616
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,232/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,209
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$923/mo
Today · 4.125%
HK$31,041
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,082/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,495
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,366
−HK$884/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,056
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,434
−HK$995/mo
Today · 4.125%
HK$33,429
baseline
▲ 0.50% · 4.625%
HK$35,463
+HK$2,034/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,858/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$952/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$38,829
+HK$1,944/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,703
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,751
−HK$1,065/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,494
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,500
−HK$1,020/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,950
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,068
−HK$1,136/mo
Today · 4.125%
HK$38,204
baseline
▲ 0.50% · 4.625%
HK$40,529
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,408/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,994
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,066
−HK$1,088/mo
Today · 4.125%
HK$42,154
baseline
▲ 0.50% · 4.625%
HK$44,376
+HK$2,222/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,308/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,197
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,385
−HK$1,207/mo
Today · 4.125%
HK$40,592
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,470/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,184/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,493
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,633
−HK$1,156/mo
Today · 4.125%
HK$44,789
baseline
▲ 0.50% · 4.625%
HK$47,150
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,578/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,443
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,701
−HK$1,279/mo
Today · 4.125%
HK$42,980
baseline
▲ 0.50% · 4.625%
HK$45,595
+HK$2,615/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,960/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,993
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,200
−HK$1,224/mo
Today · 4.125%
HK$47,424
baseline
▲ 0.50% · 4.625%
HK$49,924
+HK$2,500/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$94,848/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).