▼ 0.50% · 3.625%
HK$21,207
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$670/mo
Today · 4.125%
HK$22,537
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,074/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,592
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,225
−HK$642/mo
Today · 4.125%
HK$24,867
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,734/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,053
−HK$737/mo
Today · 4.125%
HK$24,790
baseline
▲ 0.50% · 4.625%
HK$26,299
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,580/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$706/mo
Today · 4.125%
HK$27,354
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,708/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,240
−HK$804/mo
Today · 4.125%
HK$27,044
baseline
▲ 0.50% · 4.625%
HK$28,690
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,088/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,311
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$770/mo
Today · 4.125%
HK$29,840
baseline
▲ 0.50% · 4.625%
HK$31,413
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,680/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$872/mo
Today · 4.125%
HK$29,298
baseline
▲ 0.50% · 4.625%
HK$31,080
+HK$1,782/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,596/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,670
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$834/mo
Today · 4.125%
HK$32,327
baseline
▲ 0.50% · 4.625%
HK$34,031
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,654/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,690
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$938/mo
Today · 4.125%
HK$31,551
baseline
▲ 0.50% · 4.625%
HK$33,471
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,102/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,029
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,915
−HK$899/mo
Today · 4.125%
HK$34,814
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,628/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,810
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$1,005/mo
Today · 4.125%
HK$33,805
baseline
▲ 0.50% · 4.625%
HK$35,862
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,610/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,389
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,338
−HK$963/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,267
+HK$1,966/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,931
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,986
−HK$1,073/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,748
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,760
−HK$1,027/mo
Today · 4.125%
HK$39,787
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,574/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$1,139/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,107
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,091/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,228/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,172
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,206/mo
Today · 4.125%
HK$40,566
baseline
▲ 0.50% · 4.625%
HK$43,034
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,132/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,466
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,605
−HK$1,156/mo
Today · 4.125%
HK$44,761
baseline
▲ 0.50% · 4.625%
HK$47,120
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,522/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,022 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).